Rural Home Refinancing

Refinance Your Rural Home Loan

With interest rates at near historic lows, there is no time like the present to consider refinancing your rural home mortgage, but that’s not the only reason to consider refinancing. You may also be able to:

Rural Home Refinancing

  • Reduce monthly payments.
  • Change the amortization period of your loan.
  • Move from an adjustable to fixed-rate loan.
  • Fund renovations and repairs.

AgAmerica.net refinances loans that others will not.

Many conventional lenders refuse to refinance rural home mortgages – even when they are responsible for originating the existing loan. Surprised customers usually come to us after finding this out the hard way.

Changes in the economy and real estate market have caused many conventional lenders to adopt stricter lending practices, in turn prompting big-box lenders to turn away new and existing customers.

Common reasons convention lenders will not refinance rural home loans:

• Schedule F Income • Acreage Limitations • Manufactured Housing
• Ag-Exempt Status • Home to Land Value Ratio • Ag Zoning

Rural home refinancing loans differs from other types of conventional financing. Because we specialize in these types of loans, we clearly understand those differences, and are better equipped to accommodate the needs of families seeking refinancing.

We find the right loan product for you.

Our mission is to gain a clear understanding of your goals, answer any questions you may have, guide and educate you throughout the entire refinancing process, and most importantly, to find the loan that is the best fit for you and your family.

Fill out our simple pre-qualification application or contact us today for a free consultation.