Purchase the Country Home of Your Dreams
AgAmerica.net’s Rural Home Loan products are designed to accommodate the needs of prospective home buyers wishing to live in rural communities. Because we specialize in Rural Home Loans we are able to originate financing that many conventional lenders are either unable or unwilling to service. Our loans offer highly competitive rates and are available in a variety of terms custom fit to meet the needs of our customers. Below are just some of the reasons AgAmerica.net stands apart from other lenders.
We understand the rural home loan process.
Rural home loans differ from conventional mortgages. For nearly a decade, AgAmerica.net has provided these types of loans to families across America. Years of experience have given our mortgage experts unparalleled insight into the specific needs of our customers and requirements of the rural home loan process.
Our mortgage qualification requirements make sense.
Unlike many big-box lenders, we don’t view criteria such as Schedule F Income and acreage as red flags. At AgAmerica.net, we understand that some of these factors may present obstacles, but not impossibilities. We view them as normal circumstances frequently occurring within the agricultural community.
We don’t dwell on dwellings.
As a condition of many conventional loans, dwellings must account for 70% or more of the loan’s total value. We understand the benefits land has to offer, and only require a 35% ratio. Additionally, we are able to finance manufactured housing, double-wide or larger, on a permanent foundation.
We find the right home loan for you.
Our mission is to gain a clear understanding of your goals, answer any questions you may have, guide and educate you throughout the entire financing or refinancing process, and most importantly, to find the loan that is the best fit for you and your family. Fill out our simple pre-qualification application or contact us today at (816) 709-4990 for a free consultation.