Agricultural Loan Refinancing

Refinance Agricultural and Farm Land Loans


There are many reasons to refinance your agricultural land loan.

  • Reduce monthly payments.
  • Take advantage of lower rates.
  • Change the maturity of your loan.
  • Move from an adjustable to fixed-rate loan.
  • Expand your operation.
  • Make improvements to your property.

AgAmerica.net refinances loans that others refuse.

Many conventional lenders will not refinance agricultural properties – even when they are responsible for originating the existing loan. Conventional lenders have tightened their belts, and stringent lending restrictions are prompting big-box lenders to turn away new and existing customers.

Common reasons convention lenders will not refinance farm or ranch land loans:

• Schedule F Income • Acreage Limitations • Manufactured Housing
• Ag-Exempt Status • Home to Land Value Ratio • Ag Zoning

Refinancing agricultural real estate differs from other types of conventional financing. Because we specialize in these types of loans, we clearly understand those differences, and are better equipped to accommodate the needs of families seeking refinancing.

Some of the agricultural loans we service include:

• Rural Home Loans • Commercial Farm Loans • Ranch Loans
• Equine Facility Loans • Dairy Loans • Citrus Grove Loans

We find the right loan product for you.

Our mission is to gain a clear understanding of your goals, answer any questions you may have, guide and educate you throughout the entire refinancing process, and most importantly, to find the loan that is the best fit for you and your family.

Fill out our simple pre-qualification application or contact us today for a free consultation about agricultural loan refinancing.